Loans

Outstanding Value For Our Members

Our Loans can be used for any purpose – Home Improvements, Holidays, Car purchase and repair, tax and insurance, back to school and many more.

You can apply for any amount based on lending criteria. These are straightforward and include: how much you earn, how much you want to borrow and what you can afford to pay.

Typically the duration of our personal loans fall between 1-5 years and is linked to the purpose of the loan. For example: holiday loans are usually repaid in 1 year and car loans in 3 to 5 years but we look at each loan application individually.

Why get a Personal loan with us?

Competitive Interest Rate

Enjoy a low interest rate with no hidden costs or charges. You won’t need to pay any deposits or lump sum payments.

Flexible Repayment Schedule

Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.

Quick Loan Approval

We aim to come back to you with a decision within 24 hours of receiving your application and supporting paperwork. We approve 98% of all loan applications

End to end online loan process

Take advantage of our new online loan process. Apply for a loan within minutes using our website.

No Penalties for Early Repayments

Interest is charged on the reducing balance, meaning any extra or lump sum payments will reduce the overall interest that you pay back.

Free Life Insurance*

All loans are covered for life insurance that clears the loan balance in the event of the death of the borrower.

*Subject to terms and conditions