Car Loan

Car Loans

Our new Car Loan range  offers something for every kind of buyer! So whether your looking for a starter car, an upgrade or your dream vehicle – we have you covered!

Our Car Loan range has three options:

Car Loan Option Loan Amount Loan Rate
1. €5,000-€9,999 8.5%
2. €10,000-€19,999 7.5%
3. €20,000+ 6.5%


Why get a Car loan with us?

Competitive Interest Rate

Enjoy a low interest rate with no hidden costs or charges. You won’t need to pay any deposits or lump sum payments.

Own your car from the start

No more hire purchase agreements or contract plans. You own your car straightaway with member first credit union car loans.

Flexible Repayment Schedule

Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.

Quick Loan Approval

We aim to come back to you with a decision within 24 hours of receiving your application and supporting paperwork. We approve 98% of all loan applications

End to end online loan process

Take advantage of our new online loan process. Apply for a car loan within minutes using our website.


Terms and conditions apply. Loans are subject to approval.


Sample Repayment:

For a €10,000, 5 year variable interest rate loan with 261 weekly repayments of €46.00, an interest rate of 7.5%, a representative APR of 7.79%; the total amount payable by the member is €12,006. Information correct as at 1st December 2021


Documentation Checklist:

  • 2 Current Payslips or Social Welfare Receipts
  • Current 3 Month Bank Statement for all loans €5,000+ above savings
  • Self Employed: 2 Years Set of Accounts + Tax Clearance Cert
  • Current Proof of Address – Utility bill etc dated within 3 months
  • Proof of PPS No.
  • Invoice/Quote required from Car Dealership/garage


If you would like a loan you can follow any one of these easy steps:

Try our Loan Calculator and start your application today!

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