Home Improvement Loan New Rates

New Home Improvement Loan Options:  Great Rates to Suit your Plans!

 

Introducing a Range of options for Home Improvements of all sizes!

 Loan Option Loan Amount Loan Rate Loan Type
1. €10,000-€19,999 8.% Stand-Alone Loan
2. €20,000- €29,999 7% Stand-Alone Loan
3. €30,000+ 6.% Stand-Alone Loan
4. Any Amount 10.5% Standard Rate + “Top-Up”

 

  • Invoice/Quote(s) required from Builder/Supplier covering at least 75% of loan amount
  • Loan will only be issued by Cheque(s)/Electronic Transfer(s) to registered builder/supplier
  • This promotional loan is also be available to existing borrowers as a separate loan
  • Special Rates 1-3 are not available as a Top-Up loan on a standard rate loan
  • Loan can be drawn down up to 90 days after approval
  • No Penalties for early repayment or extra payments
  • Terms and conditions apply. Loans are subject to approval.

 

Sample Repayment

 

Loan Amount

 

€10,000
Loan Rate 8%  (8.29% APR)
TOTAL Cost of Credit €2,113.17
Total Amount Repayable €12,113.17
Weekly repayments over 5 years €47.00

 

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Sample Repayment:

For a €10,000, 5 year variable interest rate loan with 261 weekly repayments of €47.00, an interest rate of 8%, a representative APR of 8.29%; the total amount payable by the member is €12,113.17. Information correct as at 9th April 2018

 

 

Documentation Checklist:

  • 2 Current Payslips or Social Welfare Receipts
  • Current 3 Month Bank Statement for all loans €5,000+ above savings
  • Self Employed: 2 Years Set of Accounts + Tax Clearance Cert
  • Current Proof of Address – Utility bill etc dated within 3 months
  • Proof of PPS No.

 

If you would like a loan you can follow any one of these easy steps: