ANNUAL GENERAL MEETING 2021 **Click here to view our AGM Booklet** Due to the fact that Covid-19 is still presenting a danger to our community, our AGM for 2021 will take place virtually. This is so as we can protect our members and staff and play our part in helping to reduce the spread of Covid-19. Lisduggan District Credit Union

  Lisduggan Office: Open Wednesday 22nd December 10.30 am – 5pm Open Thursday 23rd December 10am -7pm Closed Friday 24th December – Wed 29th Dec Open Thursday 30th December 10am-5pm Open Friday 31st December 10am-5pm   Portlaw Office: Open Thursday 23rd December 10am-7pm Closed Friday 24th December Open Thursday 30th December 10am-5pm Open Friday 31st December 10am-5pm    

    Have your State Pension, Children’s Allowance or Social Welfare payments paid directly into your Lisduggan Credit Union account. Access an affordable low cost loan and avoid moneylenders Loan Payments deducted at source – ensuring your account is kept up to date     Follow the link for further information. Direct Payment Account

In adherence to public health guidelines, it will not be possible to hold our Annual General Meeting (AGM) in December 2020 as is traditionally the case, as at present, the only permitted format for our AGM is members attending in person. However, it is hoped that legislation will be enacted by the end of the year which will allow credit

Christmas Opening Hours 2020 Lisduggan: Open: Mon 21st Dec: 10-5pm Open: Tues 22nd Dec: 10-5pm Open: Wed 23rd Dec: 10-7pm (extended hours) Closed: 24th – 29th Dec Open: Wed 30th Dec: 10-5pm Open: Thur 31st Dec: 10-5pm Closed: Friday 1st Jan   Portlaw: Open: Wed 23rd Dec: 12-7pm (extended hours) Closed: 24th-25th Dec Open: Thur 31st Dec: 10-5pm (extended hours)

Lisduggan CU has you covered for your Christmas Loan in 2020! There’s no need to panic – we have multiple ways for our members to apply for a loan in a safe and convenient manner. Phone 051-355696 Online Walk In Applications – Our private loans office is cleaned after every loan application and applications can be made Mon-Friday without appointment.

Our Monthly winners of €10,000 each for the financial yr 1st Oct 2019 – 30th September 2020   September 2020   Laurence Condon August 2020         Neil Mc Grath July 2020             Nano Fitzgerald June 2020            Geraldine Cullinane May 2020             Pauline Penkert April 2020   

Opening Hours From Monday 15th June our Hours are reverting back to normal, in line with the phased re-opening of the country. Lisduggan Office: Monday                   10am-5.00pm Tuesday                  10am-5.00pm Wednesday         10.30am-5.00pm Thursday               10am- 5.00pm Friday   

Our New Digital Loan Service allows you to apply for a loan and have it paid into your bank account without having to visit the office.   Payslips, Bank Statements and any supporting documents can be uploaded E-Signature features allows you to sign your credit agreement once your application is approved Automatic notifications will let you know when your agreement

If you have lost your job as a result of COVID-19 and are concerned about your loan repayments, we are here to support you. We have a number of options available to support our members and we will stand with you through these difficult times.   Simply contact us on 051-355696 or info@lisduggancu.ie  

  Online Registration How to Register 1) Click Register Now at the top of this page or the home page. 2) Create your username 3) Complete the online form 4) Create your password 5) Take note of your username and password, you will need these to login 6) You will receive your PIN via text once your registration is accepted.

With the Coronavirus (COVID-19) now in the Republic of Ireland, we are conscience some Members may wish to avoid coming into our offices to carry out transactions. Therefore we would like to remind Members that most Credit Union services are available online or by phone.   To Register for CU Online + simply follow the link: https://live.cuonline-ebanking.com/screens/MemberRegister.aspx?cuid=41 Payments can also

Our “Driving Forward” Car loan range offers our members great value on a range of car loan options to suit everyone’s needs. Whether you need a brand new 2020 model, an upgrade, family car, 2nd vehicle,or your first car – we have a loan for you.   Car Loan Option Loan Amount Loan Rate 1. €5,000-€9,999 8.5% 2. €10,000-€19,999 7.5%

  Christmas Opening Hours   Lisduggan Branch:   Open   Monday 23rd December                           10-5pm Closed   Tues 24th – Friday 27th December Open    Monday 30th December                           10-5pm Open   Tuesday 31st December                           10-5pm Closed Wednesday 1st January Open   Thursday 2nd January                               10-5pm Open   Friday 3rd

AGM 2019   7.30 pm on Tuesday 10th December 2019  St Paul’s Community College, Brown’s Road, Waterford.   Refreshments + prize draw for members who attend   We look forward to seeing you on the night

Enter  your USERNAME Enter your PASSWORD A unique ONE TIME PASS CODE (OTP) will be sent to your mobile phone – you must enter this and approve it Enter your PIN. Please note that your PIN will only be required the first time you log into CU Online +  You will be asked to create a MEMORABLE WORD. This will

If your wondering how to take care of all your Christmas expenses – then look no further than Lisduggan Credit Union. Our loan rates are a small fraction of what Moneylenders will charge meaning you will save yourself a lot of money and a lot of worry! Loan Amount   €1,000 Loan Rate 10.5%   (11.05% APR) TOTAL Cost of Credit

Lisduggan Credit Union is welcoming applications from interested persons to join our Board of Directors and Board Oversight Committee:   Nominees must be 18 years of age and over Skill sets and experience in areas such as Finance, Marketing, Risk Management, Compliance and Strategic Planning would be welcome but are not a necessary application requirement A Nomination form (available at

Introducing CuOnline+   On the 14th of September 2019 we are introducing CuOnline+ the new online access to your Lisduggan Credit Union account. This will bring more features and greater security for you.   What is New? CuOnline+ brings you a fresh and easy to use way of managing your credit union accounts.   With CuOnline+ you can view your transactions, view your personal details

  What is PSD2? The second Payment Services Directive or PSD2 is a European law which comes into full force on 14th September 2019 and which will make it more secure for you to make electronic payments when shopping online or using online banking services. PSD2 aims to make payments safer, increase consumer protection and continue to foster innovation and competition

    Borrowing with Lisduggan Credit Union has never been easier! We have a range of loan options at very competitive rates: Car Loans: 3 Rates available – The larger the loan the lower the rate! First Time Borrower/Welcome Back Loan – Haven’t borrowed in 3 years or are you new to LCU? we have a reduced rate loan especially

To celebrate our 50th Anniversary, we are offering our members a fantastic new loan rate of just 5%! This loan can be used for any purpose – car, holiday, home improvements, wedding – the choice is yours! But hurry this offer expires on the 31st July 2019!! Terms and conditions: 5% (5.11% APR) Minimum loan €1,000: Max Loan €25,000 Max

    Cash Draw Winners:  Monthly Top Prize of €10,000 Jan 2019: Janet Welsh €10,000   Dec 2018: Norah Dwan €10,000   Nov 2018: Kathleen Clarke €10,000   Oct 2018: Bridget Hartley €10,000  

Monday 4th February: 7pm – 8.30pm:  St Pual’s Community College All teams must be seated at least 10 minutes before we commence Refreshments on the night for all teams All teams will also be entered into a raffle   Looking forward to seeing you all on the night!

The annual deduction of €20 for Death Benefit Insurance was deducted from the accounts of eligible members on Tuesday 29th January 2019. This covers the member for a benefit of €2,000 towards their funeral costs. If you have any questions in relation to this matter, please contact us on 051-355696.

Our 2019 Schools quiz will take place on Monday, 4TH February 2019.   Entry forms are being sent to all schools this week, and we would encourage teams to get their entries in as soon as possible. As always, we will have refreshments on the night , prizes for the winners and a raffle for all teams who enter. Our

Christmas Opening Hours   Lisduggan Branch: Open: Friday 21st December:10am-7pm Closed: Mon 24th -Thur 27th December Open: Friday 28th December: 10am -7pm Open: Monday 31st December: 10am -5pm Closed: Tuesday 1st January 2019   Portlaw Branch Open: Friday 21st December: 12pm-7pm Closed: Thursday 27th December Open: Friday 28th December: 2pm-7pm     The Board and Staff of Lisduggan Credit Union

In response to queries regarding our life savings, loan and death denefit insurance products, please find below details of the benefits that we currently provide:   Loan Protection Insurance Loan Protection Insurance is provided by the Credit Union for you, the member, at no extra cost. This means that you can borrow from your credit union in full confidence that

All members are invited to our 2018 AGM TUESDAY 18TH DECEMBER, 7.30PM, ST PAUL’S COMMUNITY COLLEGE, BROWNS ROAD, WATERFORD Prize draw on the night for all members attending. Refreshments available after the meeting. 15% Interest Rebate on all Standard Rate loans is proposed.

UPDATED LIST OF ALL RECENT WINNERS   Monthly  Top Prize of €10,000   2017 -2018  WINNERS   Nov 2018: Kathleen Clarke €10,000   Oct 2018: Bridget Hartley €10,000   Sept 2018: Ann Morrissey €10,000   Aug 2018: Maria Roche €10,000   July 2018: Angela Robinson €10,000   June 2018: Patrick Sheridan €10,000   May 2018: Breda Halligan €10,000   April 2018: Darren Power €10,000

Lisduggan Credit Union is delighted to announce the launch of our EMPLOYER PARTNER scheme. All employees working in the common bond area of Lisduggan Credit Union are eligible for membership. This includes all workplaces in the following locations: IDA Industrial Estate Waterford – all extensions Cleaboy Business Park Westside Business Park,  Old Kilmeaden Rd/Carrickpherish Rd – Business Parks Sixcross Roads

Home Improvement Loans Big Renovations and Small Jobs   Home Improvement Loan Option Loan Amount Loan Rate 1. €10,000-€19,999 8.% 2. €20,000- €29,999 7% 3. €30,000+ 6.%   Sample Repayment   Loan Amount   €10,000 Loan Rate 8%  (8.29% APR) TOTAL Cost of Credit €2,113.17 Total Amount Repayable €12,113.17 Weekly repayments over 5 years €47.00   ………………………………………………………………………………………………………………………………………… Sample Repayment: For

Need Finance for Fees and Accommodation? We’ve got you covered! To avail of our special rate Student Loans simply provide proof of your course. Parents/Grandparents can also apply for this loan on behalf of a family member.   3rd Level, Post Graduate, Adult Education, Part-Time Courses – All categories are eligible for our special education rate!   Student Loan

Summer’s here which means it’s nearly time for 182 Cars. At Lisduggan Credit Union we have 3 car loan rates available to cater for all your motoring needs. So whether its a Brand New 182, an upgrade or your first car – we have the loan for you! https://www.lisduggancu.ie/car-loans/

  The “Here to Help” New Loan Range We are delighted to launch a range of new loan options to meet the growing needs of our members. Offering tremendous value, these options will cater for loan requirements big and small, across a range of categories.   Click the links to find out more!   Car Loans  Home Improvement Loans Switch

Thursday 29th March: Open: 10am-7pm Lisduggan Office 2pm-7pm Portlaw Office   Friday 30th March: Closed: Both Offices   Monday 2nd April: Closed: Both Offices   Happy Easter to All our Members

In response to highly inaccurate media coverage of Credit Union prize draws, I would like to give our members a clear picture of our monthly cash draw, and to assure you that the draw is conducted in a fair and transparent manner. The draw has been in place in Lisduggan Credit Union Limited since April 2003. In the 15 year

Congratulations to Ellie Smith, Cathal Smith, Jimmy Byrne and Azeez Alabi who took home the honours for St Saviours National School in our School Quiz last week. They will now go on to represent us at the Chapter Level of the quiz in early March.   2nd Place went to Presentation Primary and Third to Portlaw.   A Big thank

Important Notice to All Members: The Annual Death Benefit Insurance Premium of €20 was deducted from all eligible accounts on Monday 30th January. A receipt for this deduction can be printed for any member who wishes when they drop into any of our offices.   If members have any queries in relation to DBI, please contact us on 051-355696.

January is a time for setting goals and making resolutions. Why not make a resolution that makes great financial sense! We’re offering all First Time Borrowers and Members who have not borrowed in over 3 years a Special Rate Loan on applications up to €10,000. This can be used for any purpose – Clear your credit card, Buy a Car,

Our Schools Quiz is set for Monday night – the 29th January 2018 in St Paul’s Community College. All schools have been sent entry forms and we would ask that entries are submitted by Friday 19th January. A night of well organised (not so sure about that) chaos and fun is guaranteed, with some great prizes on offer. www.lisduggancu.ie/school-quiz/  

Thinking of a New or Second Hand Car in 2018? Looking for an Upgrade or your First Car? LCU can help you with a range of great rates available: Special Rate Car Loan 7.5%: Cars up to 3 years old Welcome Back Loan 8%: Available to members with no current loan balance who have finished a loan more than 3

Lidsduggan Office Open Friday 22nd December:  10-5pm Closed Mon 25th-Thursday 28th Open Friday 29th December: 10-5pm Closed Mon 1st January 2018   Portlaw Office Open Friday 22nd December: 12-5pm Closed Thursday 28th December Open Friday 29th December: 12-5pm   We wish all our members a Happy Christmas and a Peaceful New Year  

To celebrate the introduction of our new Logo, we are delighted to launch our “First Time Borrower and Welcome Back Loan”. We want to welcome back members who have not borrowed with us for some time and to introduce new members to the benefits of a loan with LCU! This loan is available to: Members who have never borrowed with

A Big Thank You to all our local schools for their entries to this year’s Art Competition. Our Board Room was taken over with a sea of art to enable judging to take place, while the office is now awash in colour with fantastic art covering every inch of available space. Congratulations to our winning entries (some of whom dropped

  Just a reminder that our Art Competition closes on Friday 20th October 2017. Entry forms are available in local schools and at both the Lisduggan and Portlaw Branches.

  Congratulations to Justin Marshall, the 2017 Winner of the Combined Credit Unions of Waterford City, John Hume Scholarship for students attending the School of Business at Waterford Institute of Technology. We wish Justin well in his future studies.   (Justin is pictured at WIT with representatives from Lisduggan, St Dominic’s and Waterford Credit Unions)