CHRISTMAS OPENING HOURS

Christmas Opening Hours   Lisduggan Branch: Open: Friday 21st December:10am-7pm Closed: Mon 24th -Thur 27th December Open: Friday 28th December: 10am -7pm Open: Monday 31st December: 10am -5pm Closed: Tuesday 1st January 2019   Portlaw Branch Open: Friday 21st December: 12pm-7pm Closed: Thursday 27th December Open: Friday 28th December: 2pm-7pm     The Board and Staff of Lisduggan Credit Union

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Insurance

In response to queries regarding our life savings, loan and death denefit insurance products, please find below details of the benefits that we currently provide:   Loan Protection Insurance Loan Protection Insurance is provided by the Credit Union for you, the member, at no extra cost. This means that you can borrow from your credit union in full confidence that

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Cash Draw Winners

UPDATED LIST OF ALL RECENT WINNERS   Monthly  Top Prize of €10,000   2017 -2018  WINNERS   Nov 2018: Kathleen Clarke €10,000   Oct 2018: Bridget Hartley €10,000   Sept 2018: Ann Morrissey €10,000   Aug 2018: Maria Roche €10,000   July 2018: Angela Robinson €10,000   June 2018: Patrick Sheridan €10,000   May 2018: Breda Halligan €10,000   April 2018: Darren Power €10,000

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Employer Partner Scheme

Lisduggan Credit Union is delighted to announce the launch of our EMPLOYER PARTNER scheme. All employees working in the common bond area of Lisduggan Credit Union are eligible for membership. This includes all workplaces in the following locations: IDA Industrial Estate Waterford – all extensions Cleaboy Business Park Westside Business Park,  Old Kilmeaden Rd/Carrickpherish Rd – Business Parks Sixcross Roads

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Home Improvement Loans Focus

Home Improvement Loans Big Renovations and Small Jobs   Home Improvement Loan Option Loan Amount Loan Rate 1. €10,000-€19,999 8.% 2. €20,000- €29,999 7% 3. €30,000+ 6.%   Sample Repayment   Loan Amount   €10,000 Loan Rate 8%  (8.29% APR) TOTAL Cost of Credit €2,113.17 Total Amount Repayable €12,113.17 Weekly repayments over 5 years €47.00   ………………………………………………………………………………………………………………………………………… Sample Repayment: For

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Further Education Loans

Need Finance for Fees and Accommodation? We’ve got you covered! To avail of our special rate Student Loans simply provide proof of your course. Parents/Grandparents can also apply for this loan on behalf of a family member.   3rd Level, Post Graduate, Adult Education, Part-Time Courses – All categories are eligible for our special education rate!   Student Loan

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Back to School Loans

      Take care of those back to school costs with an affordable loan from Lisduggan Credit Union. How to Apply   Loan Amount   €1,000 Loan Rate 10.5% (11.05% APR) TOTAL Cost of Credit €55.53 Total Amount Repayable €1,055.53 Weekly repayments over 1 year €20.00   ………………………………………………………………………………………………………………………………………………… Sample Repayment For a €1,000, one year variable interest rate loan

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New Loan Options

  The “Here to Help” New Loan Range We are delighted to launch a range of new loan options to meet the growing needs of our members. Offering tremendous value, these options will cater for loan requirements big and small, across a range of categories.   Click the links to find out more!   Car Loans  Home Improvement Loans Switch

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School Quiz

Congratulations to Ellie Smith, Cathal Smith, Jimmy Byrne and Azeez Alabi who took home the honours for St Saviours National School in our School Quiz last week. They will now go on to represent us at the Chapter Level of the quiz in early March.   2nd Place went to Presentation Primary and Third to Portlaw.   A Big thank

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Schools Quiz 2018

Our Schools Quiz is set for Monday night – the 29th January 2018 in St Paul’s Community College. All schools have been sent entry forms and we would ask that entries are submitted by Friday 19th January. A night of well organised (not so sure about that) chaos and fun is guaranteed, with some great prizes on offer. www.lisduggancu.ie/school-quiz/  

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Art Competition

A Big Thank You to all our local schools for their entries to this year’s Art Competition. Our Board Room was taken over with a sea of art to enable judging to take place, while the office is now awash in colour with fantastic art covering every inch of available space. Congratulations to our winning entries (some of whom dropped

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Central Credit Register

The Central Credit Register has been set up by the Central Bank of Ireland under the Credit Reporting Act 2013. The Central Credit Register is a national database that will, on request, provide: • a borrower with an individual credit report detailing their credit agreements; • a lender with comprehensive information to help with credit assessments; and • the Central

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Loan Myth Busters

Loan Myth Busters There are so many myths out there about Credit Unions and what we offer. So, just in case you didn’t already know, here’s the deal! New members can apply for a loan straight away We base our decisions on your ability to repay We offer some of the best loan rates on the market For most loans

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Student Loans

How to get a Student Loan   With the Leaving Certificate fast approaching thoughts will soon turn to college fees and accommodation expenses. But don’t despair! If you need finance for yourself or a family member then now is the time to get yourself ready.   Start saving regularly – even a small amount every week will help. Don’t have

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WHICH IS BETTER – PCP OR A CAR LOAN FROM YOUR CREDIT UNION – YOU MIGHT BE SURPRISED

We’ve been hearing politicians spout that we’re finally “turning the corner” of recession. Well, while many families have yet to feel it, thousands have decided to do so literally … in a new car. With low interest Personal Contract Plans (PCPs) being pushed by every motor manufacturer, and shiny models in large glass showrooms, the lure of new car can

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Member Survey

  Dear Member   The Board, Management and Staff of Lisduggan District Credit Union would be very grateful if you would consider giving 3 minutes of your time to complete this survey. This survey is designed to assist your credit union in gathering the relevant information to enable us to develop our business plan in order to enhance the products

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Quiz 2017

School Quiz: First Round 2017 Portlaw National School took the honours at out school quiz on Mon 30th January coming both 1st and 3rd place, with St Paul’s Primary landing the 2nd place spot. All 3 teams ended level after 12 rounds resulting in several rounds of tie-break questions! Well done to all the teams on the night. A big

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Cash Draw Bonanza Winners

Congratulations to all our Winners of €1,000 each, in our end of year Cash Draw Bonanza. We hope the money helped you through Christmas!   Sean De Courcey Margaret Walsh Margaret Crangle Thomas Cunningham Nelly Gough Sean Giles Marie Cleere Joanne Lavin Frances Hanrahan Damien Cuffe Cormac Mc Donnell Alan O’Toole John Murphy Catherine Hurley Veronica Power Mary Roche Mary

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Portlaw Branch – Extra Opening Hrs for Christmas

To accommodate our Portlaw Branch members with their Christmas Loan applications, the Portlaw office will have extended opening hours on the following dates: Thur/Fri: 17th & 18th November: 12pm-7pm Thur/Fri: 24th & 25th November: 12pm-7pm Thur/Fri: 1st & 2nd December: 12pm – 7pm Thur/Fri: 8th & 9th December: 12pm – 7pm   Portlaw members can also make applications at our

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